Seller financing available! Set on one of the most picturesque deep-water lots on Lake Norman, this custom owner-built full brick waterfront estate offers an exceptional blend of luxury, privacy, and lakefront living. Nestled within a quiet no-HOA community where short-term rentals are permitted, this property presents a rare opportunity for both personal enjoyment and investment potential. Thoughtfully positioned in a private cove with immediate access to the main channel, the home showcases a beautifully dredged shoreline, an impressive engineered retaining wall, and a gentle approach to the water’s edge — creating an ideal setting for year-round enjoyment on the lake. Designed for elevated outdoor living, the property features lake-fed irrigation, a custom dock and expansive deck with boat lift, dual driveways, and exceptional parking capacity. The boat is also available for purchase separately. Inside, the meticulously maintained residence offers generous living spaces with four spacious bedrooms, a large bonus room above the garage, a walk-out basement, and a screened porch perfectly positioned for peaceful waterfront views. The recently renovated owner’s suite bath delivers a spa-inspired experience with a luxurious oversized walk-in shower. Car collectors, hobbyists, and boating enthusiasts alike will appreciate the rare six-car garage capacity, complete with a Tesla charging station and a fully insulated workshop/auto bay featuring poly-steel construction with impressive R-50 insulation performance. The workshop also includes a convenient half bath, sediment filtration systems, and water softening equipment. Additional highlights include a spacious recreation area with pool table included, a 2024 roof, and countless thoughtful custom details throughout. Septic permit is for three bedrooms; home is currently configured as four bedrooms. A truly exceptional waterfront retreat offering craftsmanship, functionality, and the lifestyle Lake Norman is known for.