ASSUMABLE 2.625% INTEREST RATE! Take advantage of the opportunity to assume the seller’s existing 2.625% interest rate, subject to lender approval and qualification. Seller is also offering $5, 000 in concessions with an acceptable offer! Welcome home to this beautifully maintained 3-bedroom, 2.5-bath home with NO HOA! Thoughtfully cared for and move-in ready, this home offers valuable updates including an upgraded HVAC system (2026), energy-efficient windows (2022), and a privacy fence (2022) creating a backyard retreat complete with a fire pit. Downstairs, a versatile flex space provides the perfect spot for a home gym, office, playroom, or whatever suits your needs. The two-car garage and detached storage shed offer room for vehicles, tools, hobbies, and additional storage. Ideally located between downtown Belmont and Lake Wylie, this home provides convenient access to Daniel Stowe Botanical Garden, Harris Teeter, shopping, dining, and more. The septic was also pumped in July 2026. Don’t miss the opportunity to make this home yours!