NO HOA + 2.75% ASSUMABLE FHA LOAN + MAIN-LEVEL PRIMARY SUITE! Welcome to a truly unique home on over half an acre in desirable Southwest Charlotte where space, privacy, flexibility, and convenience come together. From the moment you arrive, you’ll appreciate the newly poured concrete driveway, oversized workshop, carport, and beautifully landscaped setting. Step inside to gleaming hardwood floors, a warm wood-burning fireplace, and an inviting main-level layout designed for comfortable everyday living. The spacious primary suite is tucked away on the main floor and features a large walk-in closet, dual-sink vanity, and stunning custom-tiled shower with glass doors. The dining room offers plenty of space for gatherings and features French doors leading to an enclosed side deck, perfect for enjoying your morning coffee or entertaining friends. Just outside, the front deck provides another inviting space to relax. Upstairs, an airy loft with durable luxury vinyl plank flooring offers endless possibilities for a home office, media space, playroom, or second living area. Two additional bedrooms overlook the private backyard and offer generous closet space, along with a spacious full bath and convenient half bath. Love having room for hobbies, projects, or extra storage? You’ll find it here with the enclosed two-level storage area attached to the carport plus the oversized workshop. Best of all, there’s NO HOA, giving you the freedom to enjoy your property your way. Located just minutes from Charlotte Premium Outlets, Rivergate, Charlotte Douglas International Airport, Lake Wylie, hiking, shopping, dining, and an easy drive to Uptown Charlotte. A rare opportunity to own a home with this much character, flexibility, storage, privacy, and financial appeal, complete with an assumable 2.75% FHA loan. Come see everything this one-of-a-kind home has to offer!