All the Tega Cay lifestyle. None of the dock maintenance. For the buyer circling waterfront listings and hesitating over seawalls, lifts, and upkeep — this is the smarter math. 4, 532 sqft of 2018 construction in The Manors at Lake Ridge, one of Tega Cay’s most quietly coveted enclaves. 5 bedrooms, 5 full baths, 10-foot ceilings, and a thoughtful open plan built for how families actually live. The chef’s kitchen anchors the home: quartz counters, oversized island, gas cooktop, double wall ovens, walk-in pantry, and gray cabinetry flowing seamlessly into a family room warmed by a gas fireplace. Step through to the screened deck — year-round outdoor living, no dock required. The 5/5 layout makes guest suites, multi-gen setups, or a dedicated home office effortless. Spa-style primary bath, generous secondaries, mixed-material exterior, and a two-car garage round out the package. Here’s the part most $1M Tega Cay buyers miss: HOA is ~$800/year. In return, residents enjoy an Olympic-sized pool with waterslide, tennis, basketball, playground, and scenic walking trails — for less than one quarterly dock bill. Top-rated Tega Cay schools. 20 minutes to Charlotte’s major employers. Seller offering up to $20, 000 toward rate buy-down at closing — lock in the 5s. Same Tega Cay lifestyle. Lower maintenance. Better numbers.