NOW OFFERED AT $215, 000! 100% USDA financing available—no down payment required for qualified buyers! This beautifully updated cottage offers exceptional value just minutes from Badin Lake, Lake Tillery, City Lake Park, and downtown Albemarle. Recent improvements completed in 2025 include newer granite and marble countertops, fresh interior and exterior paint, newer stainless-steel appliances, newer luxury vinyl plank flooring, beautifully refinished hardwood floors, vinyl replacement windows, a newer electrical panel with updated basement wiring, a recently serviced HVAC system, and a newer thermostat. The walkout basement provides ample storage, workshop space, or room for hobbies. Whether you’re a first-time homebuyer, downsizing, or looking for an affordable investment, this move-in-ready home is a fantastic opportunity. Enjoy nearby shopping, restaurants, kayaking, fishing, parks, and all that Albemarle has to offer—all at an affordable price!